There is no online application currently. Call (800) 328-1935 to apply.
- 3% cash back first year, 2.5% after that
- $59 annual fee, waived the first year
- No foreign transaction fees
There is no signup bonus, but you can get this card without a hard pull if you are an existing cardholder of their Visa Platinum or Platinum Rewards card, as long as your credit limit is currently over $10,000.
3% cash back is great of course, but that’s only good for the first year. For year two and beyond, the break-even point compared to a 2% cash back card is $11,800 in annual spend.
Do remember that there is also the BankAmericard Travel Rewards card, which gives you 2.625% back if you can quality for Platinum Honors, which requires $100,000 on deposit with Bank of America and/or Merrill Edge.