Credit Cards

Direct Link HT: Doctor of Credit 60,000 ThankYou points after $4,000 spend in 3 months. Annual fee is waived the first year. Previous bonus was 50,000 ThankYou points. This is a good offer if you are eligible. Note from the application page: Bonus ThankYou Points are not available if you have had a ThankYou Preferred, … Read more

New American Express Platinum Benefit: $50 Biannual Credit at Saks Fifth Avenue (Personal Cards Only)

Direct Link (starting July 1, 2018) “Via The Points Guy, on July 1st, American Express is adding a $100/year benefit for cardholders of all versions of their personal Platinum Cards. This benefit comes in the form of two $50 statement credits for purchases made at Saks Fifth Avenue either in-store or online. You will receive … Read more

New Credit Card: Chase World of Hyatt Card

Direct Link Quick Summary Signup bonus of 40,000 points after $3,000 spend in 3 months Additional bonus of 20,000 points after $6,000 total spend in 6 months (i.e. $3,000 additional spend after earning the main bonus) 4x points on Hyatt purchases 2x points on local transit and commuting (including taxis, mass transit, tolls, and ride-share services) … Read more

Why You Shouldn’t Renew Your Barclaycard Arrival Plus Mastercard

Recently, I came across yet another post by a prominent blogger exhorting readers to pay their $89 annual fees to renew their Barclaycard Arrival Plus Mastercards. For most people, this is simply bad advice, and so I thought it appropriate to write a post here explaining what’s wrong with the card and what alternatives one should be using instead. If written properly, … Read more

How To Manufacture Spend

Manufactured Spend is the process of using your credit card to purchase items that can easily be converted back into cash. This allows you to meet spending requirements and to earn rewards without actually spending any real money, or at least spending very little money. Plastiq (Codes as Travel for Chase Ultimate Rewards or Citi … Read more

New Credit Card: Chase Iberia Plus Visa Signature Card

“Just posting for completeness’ sake, but this has already been widely reported on other blogs. This card is not subject to Chase’s 5/24 rule.” “The bonus is 50,000 Avios after $3,000 in spend within 3 months, with an additional 25,000 Avios after $10,000 total spend within the first year. The $95 annual fee is not … Read more