Credit Cards

This is a listing the best credit card bonus offers currently available.

Boldface: Temporarily increased bonus offer.
Subscript: Select benefits and other commentary.
*: Annual fee is waived the first year.
†: This offer may be targeted. Try opening the link in an incognito window.

American Express

Membership Rewards

Credit Card Signup Bonus / Spend / Time / Annual Fee
American Express EveryDay Card
2x points (U.S. only): Supermarkets
Great for keeping your MR points from expiring if you choose to cancel the other MR cards below.
25,000 MR / $2,000 / 3 months / None
American Express Blue Business Plus Card
2x points: All purchases (up to $50,000/year)
Great for keeping your MR points from expiring if you choose to cancel the other MR cards below.
20,000 MR / $3,000 / 3 months / None
American Express Premier Rewards Gold Card
3x points: Airfare purchased directly from airlines
2x points (U.S. only): Gas, Supermarkets, Restaurants
$100 yearly airline fee credit
50,000 MR / $3,000 / 3 months / $195*
No foreign transaction fees
American Express Business Gold Rewards Card
3x points: Choose one option below
2x points: All other options
Category Options: Airfare purchased directly from airlines; (U.S. only): Advertising, Gas, Shipping, Computer
75,000 MR / $5,000 / 3 months / $175*
No foreign transaction fees
American Express Platinum Card
5x points: Airfare purchased directly from airlines
$200 yearly airline fee credit
$200 in monthly Uber credits ($15 Jan-Nov, $35 Dec)
$100 Fee Credit for Global Entry or TSA Pre✓

Centurion Lounge Access and Priority Pass Select Membership
75,000 MR / $5,000 / 3 months / $550
No foreign transaction fees
American Express Business Platinum Card
$200 yearly airline fee credit
$100 Fee Credit for Global Entry or TSA Pre✓
Centurion Lounge Access and Priority Pass Select Membership
50% points back when using Pay with Points through American Express Travel

50,000 MR / $5,000 / 3 months / $450
or
100,000 MR / $15,000 / 3 months / $450
No foreign transaction fees

Airlines/Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
American Express Starwood Preferred Guest Credit Card 25,000 SPG / $3,000 / 3 months / $95*
No foreign transaction fees
American Express Starwood Preferred Guest Business Credit Card
Earn 35,000 SPG total when you spend $10,000 in the first 6 months
25,000 SPG / $6,000 / 3 months / $95*
No foreign transaction fees

Bank of America

CasH

The BankAmericard Travel Rewards Card earns 1.5% cash back on all purchases, but if you maintain a Merrill Edge brokerage account with $50,000 or $100,000, this rate increases to 2.25% or 2.625%, respectively, making it the best cash back card available. I highly recommend this credit card if you have the assets to boost the earnings rate to one of the higher tiers.

Credit Card Signup Bonus / Spend / Time / Annual Fee
MERRILL+ Visa Signature Card
Points worth up to 2 cents for flights
50,000 points / $3,000 / 90 days / None
No foreign transaction fees
Must apply via phone: (866) 751-1257
(Offer Code: BAABZX)
BankAmericard Travel Rewards Card
1.5%/2.25%/2.625% cash back: All purchases
Points are redeemed against travel purchases only (min. $25)
20,000 points / $1,000 / 90 days / None
No foreign transaction fees
BankAmericard Premium Rewards Card
2%/3%/3.5% cash back: Travel
1.5%/2.25%/2.625% cash back: All purchases
$100 yearly airline incidental fee credit
$100 Fee Credit for Global Entry or TSA Pre✓ (every 4 years)
50,000 points / $3,000 / 90 days / $95
No foreign transaction fees

Barclaycard

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Barclaycard Arrival Plus World Elite MasterCard
2% cash back: All purchases
Points are redeemed against travel purchases only (min. $100)
50,500 points / $3,000 / 90 days / $89*
No foreign transaction fees
Barclaycard AAdvantage Aviator Red World Elite Mastercard
First checked bag free for you and up to four guests
Preferred boarding privileges
10% of redeemed miles back up to 10,000 miles per year
60,500 miles / First Purchase / $95
No foreign transaction fees
Enter code 344744 for the extra 500 miles
Barclaycard AAdvantage Aviator Business Mastercard
2x points: Office Supplies, Telecom and Car Rentals
First checked bag free for you and up to four guests
Preferred boarding privileges
5% bonus on all miles earned each year
40,000 miles / First Purchase / $95
No foreign transaction fees

Capital one

I’m still debating whether to list any Capital One cards here. They pull all three credit bureau reports when you apply, which I don’t like. For now, I’ll leave them out.

Chase

Ultimate Rewards

I don’t list the Chase Freedom or Ink Cash Cards on the airline-specific webpages because their signup bonuses are relatively small, and you can’t transfer their UR points to an airline unless you also have a Sapphire or Ink Plus card. With that said, they can still be useful to accrue points because they have 5x points categories (Freedom’s categories change every quarter) and come with no annual fee.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Chase Sapphire Reserve Card
3x points: Travel, Dining
$300 annual travel credit
UR points worth 1.5 cpp when booking through Chase Ultimate Rewards
Priority Pass Select Membership
$100 Fee Credit for Global Entry or TSA Pre✓
Primary auto rental collision damage waiver
50,000 UR / $4,000 / 3 months / $450
No foreign transaction fees
Chase Sapphire Preferred Card
2x points: Travel, Dining
Primary auto rental collision damage waiver
50,000 UR / $4,000 / 3 months / $95*
5,000 UR for AU purchase
No foreign transaction fees
Chase Ink Preferred Business Card
3x points: Travel, Shipping, Internet, Phone, Cable, Advertising
80,000 UR / $5,000 / 3 months / $95
First year annual fee waived if applying in branch
No foreign transaction fees
Chase Freedom Unlimited Card
1.5x points: All purchases
15,000 UR / $500 / 3 months / None
2,500 UR for AU purchase
Chase Freedom Card
5x points: Rotating Categories
15,000 UR / $500 / 3 months / None
2,500 UR for AU purchase
Chase Ink Cash Business Card
5x points: Office Supplies, Phone, Cable
2x points: Gas, Restaurants
30,000 UR / $3,000 / 3 months / None
Note: This is another blog’s referral link since I don’t have my own.

Airlines/Hotels

For the Chase hotel credit cards below, you can sometimes receive a better offer if you go to the hotel website and pretend you want to make a booking. Along the way or at the final checkout screen (before entering any payment information), you might see an ad with a better signup bonus. Hyatt, for example, will sometimes have the same free nights except they’ll throw in an extra $50 statement credit. Give it a try if you’re interested.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Chase British Airways Visa Signature Card
Earn 75,000 Avios total when you spend $10,000 in your first year
50,000 Avios / $3,000 / 3 months / $95
No foreign transaction fees
Chase Southwest Airlines Rapid Rewards Plus Card
Earn 110,000 points in a year to earn a Companion Pass
3,000 points annually if you renew the card
40,000 points / $1,000 / 3 months / $69
Chase Southwest Airlines Rapid Rewards Premier Card
Earn 110,000 points in a year to earn a Companion Pass
6,000 points annually if you renew the card

40,000 points / $1,000 / 3 months / $99
No foreign transaction fees
Chase Southwest Airlines Rapid Rewards Premier Business Card
Earn 110,000 points in a year to earn a Companion Pass
6,000 points annually if you renew the card
60,000 points / $3,000 / 3 months / $99
No foreign transaction fees
Chase United MileagePlus Explorer Card
$50 statement credit
First checked bag free for you and one guest

Priority boarding privileges
Two United Club passes annually
Primary auto rental collision damage waiver
50,000 miles / $3,000 / 3 months / $95*
5,000 miles for AU purchase
No foreign transaction fees
$50 statement credit
Chase United MileagePlus Explorer Business Card
2x miles: Office Supplies, Gas, Restaurants
First checked bag free for you and one guest
Priority boarding privileges
Two United Club passes annually
50,000 miles / $3,000 / 3 months / $95*
No foreign transaction fees
$50 statement credit
Chase Hyatt Card
2x points: Restaurants, Car Rentals, Airfare purchased directly from airlines
1 free Category 1-4 night annually if you renew the card
Hyatt Platinum Elite status
40,000 points / $2,000 / 3 months / $75*
No foreign transaction fees
Chase IHG Rewards Club Select Card
2x points: Groceries, Gas, Restaurants
1 free night annually at any IHG hotel if you renew the card
10% rebate on IHG Rewards Club point redemptions
IHG Platinum Elite Status
80,000 points / $1,000 / 3 months / $49*
$50 statement credit after first purchase
5,000 points for AU purchase
No foreign transaction fees
100,000 points possible if applying by phone

Citibank

Thankyou Points

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi ThankYou Premier Card
3x points: Travel, Gas
2x points: Restaurants, Entertainment
50,000 TYP / $4,000 / 3 months / $95
No foreign transaction fees
Citi ThankYou Prestige Card
3x points: Airfare, Hotels
2x points: Restaurants, Entertainment
$250 annual air travel credit
$100 Fee Credit for Global Entry or TSA Pre✓
4th night free hotel benefit
Points can be redeemed at 1.25 cents per point value on airfare

Priority Pass Select membership
No bonus (Yuck.)
(Reduce AF to $350 if you sign up in-branch)
No foreign transaction fees

Airlines/Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi / AAdvantage Platinum Select MasterCard
First checked bag free for you and four guests
Priority boarding privileges

10% rebate on American AAdvantage mile redemptions
60,000 miles / $3,000 / 3 months / $95*
No foreign transaction fees
Citi / AAdvantage Executive World Elite MasterCard
First checked bag free for you and eight guests
Priority boarding privileges
$100 Fee Credit for Global Entry or TSA Pre✓
American Airlines Admirals Club membership with guest privileges

75,000 miles / $7,500 / 3 months / $450
No foreign transaction fees
CitiBusiness / AAdvantage Platinum Select World MasterCard
2x miles: Gas, Phone, Car Rentals
First checked bag free for you and four guests
Priority boarding privileges
60,000 miles / $3,000 / 3 months / $95*
No foreign transaction fees

Cash

The Citi AT&T Access More Card has an interesting sign up bonus, a free phone. Check the link for more details, terms, and conditions.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi Double Cash Card
2% cash back: All purchases
1% cash back when you make purchases + 1% cash back when you pay off your bill
No bonus or annual fee
Citi AT&T Access More Card
3x points: Online Retail and Travel
No working link

Fidelity

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Fidelity Rewards Visa Signature Card
2% cash back: All purchases
Cash back is deposited into a Fidelity brokerage account
$100 / $1,000 / 90 Days / None

US Bank

Airlines/Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
Club Carlson Premier Rewards Visa Signature Card
5x points: All purchases
40,000 points annually if you renew the card
Club Carlson Gold Elite status
85,000 points / $2,500 / 90 days / $75
Club Carlson Business Rewards Visa Card
5x points: All purchases
40,000 points annually if you renew the card
Club Carlson Gold Elite status
85,000 points / $2,500 / 90 days / $60

Wells Fargo

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Wells Fargo Propel World American Express Card
3x cash back: Airlines
2x cash back: Hotels
Points can be redeemed for cash at 1 cent per point value Points can be redeemed for cash at 1 cent per point value
$100 yearly airline fee credit
40,000 points / $3,000 / 3 months / $175*
No foreign transaction fees
Available in-branch or via phone only

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