Credit Cards

This is a listing the best credit card bonus offers currently available.

Boldface: Temporarily increased bonus offer.
Subscript: Select benefits and other commentary.
*: Annual fee is waived the first year.
†: This offer may be targeted. Try opening the link in an incognito window.

American Express

Membership Rewards

Credit Card Signup Bonus / Spend / Time / Annual Fee
American Express EveryDay Card
2x points (U.S. only): Supermarkets
Great for keeping your MR points from expiring if you choose to cancel the other MR cards below.
15,000 MR / $1,000 / 3 months / None
American Express Blue Business Plus Card
2x points: All purchases (up to $50,000/year)
Great for keeping your MR points from expiring if you choose to cancel the other MR cards below.
20,000 MR / $5,000 / 3 months / None
American Express Gold Card
4x points (U.S. only): Supermarkets (up to $25,000 in spend), Restaurants
3x points: Airfare purchased directly from airlines
$100 yearly airline fee credit
$10 monthly dining credit at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, or Shake Shack
50,000 MR / $2,000 / 3 months / $250
20% back (up to $100) at U.S. restaurants for first three months
No foreign transaction fees
American Express Platinum Card
5x points: Airfare purchased directly from airlines
$200 yearly airline fee credit
$200 in monthly Uber credits ($15 Jan-Nov, $35 Dec)
$100 Fee Credit for Global Entry or TSA Pre✓

Centurion Lounge Access and Priority Pass Select Membership
75,000 MR / $5,000 / 3 months / $550
No foreign transaction fees
American Express Business Platinum Card
$200 yearly airline fee credit
$100 Fee Credit for Global Entry or TSA Pre✓
Centurion Lounge Access and Priority Pass Select Membership
50% points back when using Pay with Points through American Express Travel

50,000 MR / $10,000 / 3 months / $450
or
75,000 MR / $20,000 / 3 months / $450
No foreign transaction fees

Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
Starwood Preferred Guest Card
6x points: Marriott hotels
2x points: All other purchases
1 free 35,000 point night annually if you renew the card
Premium in-room internet and unlimited Boingo WiFi
Marriott Silver status
15 nights toward elite status
75,000 points / $3,000 / 3 months / $95*
No foreign transaction fees
Starwood Preferred Guest Business Card
6x points: Marriott hotels
4x points: Gas, Restaurants, Cell Phone, Shipping
2x points: All other purchases
1 free 35,000 point night annually if you renew the card
Premium in-room internet and unlimited Boingo WiFi
Marriott Silver status
15 nights toward elite status
100,000 points / $5,000 / 3 months / $95*
No foreign transaction fees
Starwood Preferred Guest Luxury Card
6x points: Marriott hotels
3x points: Restaurants and Airfare purchased directly from airlines
2x points: All other purchases
$300 SPG or Marriott statement credit every year of Card Membership
1 free 50,000 point night annually if you renew the card
Marriott Gold Elite status
Priority Pass Select Membership
$100 Fee Credit for Global Entry or TSA Pre✓
Premium in-room internet and unlimited Boingo WiFi
15 nights toward elite status
100,000 points / $5,000 / 3 months / $450
No foreign transaction fees

Bank of America

CasH

The BankAmericard Travel Rewards Card earns 1.5% cash back on all purchases, but if you maintain a Merrill Edge brokerage account with $50,000 or $100,000, this rate increases to 2.25% or 2.625%, respectively, making it the best cash back card available. I highly recommend this credit card if you have the assets to boost the earnings rate to one of the higher tiers.

Credit Card Signup Bonus / Spend / Time / Annual Fee
BankAmericard Travel Rewards Card
1.5%/2.25%/2.625% cash back: All purchases
Points are redeemed against travel purchases only (min. $25)
25,000 points / $1,000 / 90 days / None
No foreign transaction fees
BankAmericard Premium Rewards Card
2%/3%/3.5% cash back: Travel
1.5%/2.25%/2.625% cash back: All other purchases
$100 yearly airline incidental fee credit
$100 Fee Credit for Global Entry or TSA Pre✓ (every 4 years)
50,000 points / $3,000 / 90 days / $95
No foreign transaction fees

Barclaycard

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Barclaycard Arrival Plus World Elite Mastercard
2x points: All purchases
Points are redeemed against travel purchases only (min. $100)
Points worth 1 cent each
5% rebate on points redemptions
60,000 points / $5,000 / 90 days / $89*
No foreign transaction fees

Airlines

Credit Card Signup Bonus / Spend / Time / Annual Fee
Barclaycard AAdvantage Aviator Red World Elite Mastercard
First checked bag free for you and up to four guests
Preferred boarding privileges
10% of redeemed miles back up to 10,000 miles per year
60,500 miles / First Purchase / 90 days / $95
No foreign transaction fees
(Promotional Code: 627340)
Barclaycard AAdvantage Aviator Business Mastercard
2x points: Office Supplies, Telecom and Car Rentals
First checked bag free for you and up to four guests
Preferred boarding privileges
5% bonus on all miles earned each year
60,000 miles / First Purchase / 90 days / $95
No foreign transaction fees
Barclaycard JetBlue Plus Mastercard
6x points: JetBlue
2x points: Restaurants and Grocery Stores
First checked bag free for you and up to three guests
10% points back when redeemed
50% savings on in-flight purchases
5,000 points annually if you renew the card
40,000 points / $1,000 / 90 days / $99
No foreign transaction fees
Barclaycard JetBlue Business Mastercard
6x points: JetBlue
2x points: Restaurants and Office Supply Stores
First checked bag free for you and up to three guests
10% points back when redeemed
50% savings on in-flight purchases
5,000 points annually if you renew the card
50,000 points / $1,000 / 90 days / $99
No foreign transaction fees

Capital one

I’m still debating whether to list any Capital One cards here. They pull all three credit bureau reports when you apply, which I don’t like. For now, I’ll leave them out.

Chase

Ultimate Rewards

I don’t list the Chase Freedom or Ink Cash Cards on the airline-specific webpages because their signup bonuses are relatively small, and you can’t transfer their UR points to an airline unless you also have a Sapphire or Ink Plus card. With that said, they can still be useful to accrue points because they have 5x points categories (Freedom’s categories change every quarter) and come with no annual fee.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Chase Sapphire Reserve Card
3x points: Travel, Dining
$300 annual travel credit
UR points worth 1.5 cpp when booking through Chase Ultimate Rewards
Priority Pass Select Membership
$100 Fee Credit for Global Entry or TSA Pre✓
Primary auto rental collision damage waiver
50,000 UR / $4,000 / 3 months / $450
No foreign transaction fees
Chase Ink Preferred Business Card
3x points: Travel, Shipping, Internet, Phone, Cable, Advertising
80,000 UR / $5,000 / 3 months / $95
First year annual fee waived if applying in branch
No foreign transaction fees
Chase Sapphire Preferred Card
2x points: Travel, Dining
Primary auto rental collision damage waiver
50,000 UR / $4,000 / 3 months / $95
plus an additional 30,000 UR if you reach $20,000 in spend your first year
No foreign transaction fees
Chase Ink Cash Business Card
5x points: Office Supplies, Phone, Cable
2x points: Gas, Restaurants
50,000 UR / $3,000 / 3 months / None
Chase Ink Business Unlimited Card
1.5x points: All purchases
50,000 UR / $3,000 / 3 months / None
Chase Freedom Unlimited Card
1.5x points: All purchases
15,000 UR / $500 / 3 months / None
Chase Freedom Card
5x points: Rotating Categories
15,000 UR / $500 / 3 months / None

Airlines/Hotels

For the Chase hotel credit cards below, you can sometimes receive a better offer if you go to the hotel website and pretend you want to make a booking. Along the way or at the final checkout screen (before entering any payment information), you might see an ad with a better signup bonus. Hyatt, for example, will sometimes have the signup bonus except they’ll throw in an extra $50 statement credit. Give it a try if you’re interested.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Chase Aer Lingus Visa Signature Card
Earn 100,000 Avios total when you spend $20,000 in your first year
50,000 Avios / $3,000 / 3 months / $95
plus an additional 25,000 Avios if you reach $10,000 in spend your first year
and an additional 25,000 Avios if you reach $20,000 in spend your first year
No foreign transaction fees
Chase British Airways Visa Signature Card
Earn 100,000 Avios total when you spend $20,000 in your first year
50,000 Avios / $3,000 / 3 months / $95
plus an additional 25,000 Avios if you reach $10,000 in spend your first year
and an additional 25,000 Avios if you reach $20,000 in spend your first year
No foreign transaction fees
Chase Iberia Plus Visa Signature Card
Earn 100,000 Avios total when you spend $20,000 in your first year
50,000 Avios / $3,000 / 3 months / $95
plus an additional 25,000 Avios if you reach $10,000 in spend your first year
and an additional 25,000 Avios if you reach $20,000 in spend your first year
No foreign transaction fees
Chase IHG Rewards Club Premier Card
10x points: IHG purchases
2x points: Gas, Groceries, Restaurants
1 free Category 7 night annually if you renew the card
IHG Platinum Elite status
4th night free on award stays of 4 or more nights
20% discount when purchasing points
$100 Fee Credit for Global Entry or TSA Pre✓
100,000 Points / $3,000 / 3 months / $89
No foreign transaction fees
$50 statement credit
5,000 points for AU purchase
Chase Southwest Airlines Rapid Rewards Plus Card
Earn 110,000 points in a year to earn a Companion Pass
3,000 points annually if you renew the card
40,000 points / $1,000 / 3 months / $69
plus an additional 20,000 miles if you reach $12,000 in spend your first year
Chase Southwest Airlines Rapid Rewards Premier Card
Earn 110,000 points in a year to earn a Companion Pass
6,000 points annually if you renew the card

40,000 points / $1,000 / 3 months / $99
plus an additional 20,000 miles if you reach $12,000 in spend your first year
No foreign transaction fees
Chase Southwest Airlines Rapid Rewards Premier Business Card
Earn 110,000 points in a year to earn a Companion Pass
6,000 points annually if you renew the card
60,000 points / $3,000 / 3 months / $99
No foreign transaction fees
Chase Southwest Airlines Rapid Rewards Priority Card
Earn 110,000 points in a year to earn a Companion Pass
7,500 points annually if you renew the card
$75 annual Southwest travel credit
Four Upgraded Boardings per year
20% back on in-flight drinks, Wi-Fi, messaging, and movies
40,000 miles/ $1,000 / 3 months / $149
plus an additional 20,000 miles if you reach $12,000 in spend your first year
No foreign transaction fees
Chase United MileagePlus Explorer Card
$100 statement credit
First checked bag free for you and one guest

Priority boarding privileges
Two United Club passes annually
Primary auto rental collision damage waiver
50,000 miles / $3,000 / 3 months / $95*
No foreign transaction fees
Chase United MileagePlus Explorer Business Card
2x miles: Office Supplies, Gas, Restaurants
First checked bag free for you and one guest
Priority boarding privileges
Two United Club passes annually
50,000 miles / $3,000 / 3 months / $95*
No foreign transaction fees
$50 statement credit
Chase World of Hyatt Card
4x points: Hyatt purchases
2x points: Restaurants, Airfare purchased directly from airlines, Local Transit/Commuting, Gym Memberships
1 free Category 1-4 night annually if you renew the card
Hyatt Discoverist status
40,000 Points / $3,000 / 3 months / $95
plus an additional 20,000 Points if you reach $6,000 in spend your first six months
No foreign transaction fees

Citibank

Thankyou Points

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi ThankYou Premier Card
3x points: Travel, Gas
2x points: Restaurants, Entertainment
Points can be redeemed at 1.25 cents per point value on airfare
60,000 TYP / $5,000 / 3 months / $95*
No foreign transaction fees
Signup bonus available via referral only
Citi ThankYou Prestige Card
3x points: Airfare, Hotels
2x points: Restaurants, Entertainment
$250 annual air travel credit
$100 Fee Credit for Global Entry or TSA Pre✓
4th night free hotel benefit
Points can be redeemed at 1.25 cents per point value on airfare

Priority Pass Select membership
No bonus / $450
(Reduce AF to $350 with Citi Priority, Citigold, or Citi Private Bank)
No foreign transaction fees
Citi ThankYou Prestige Card
5x points: Restaurants, Airfare
3x points: Hotels, Cruise Lines
$250 annual travel credit
$100 Fee Credit for Global Entry or TSA Pre✓
4th night free hotel benefit (up to 2x per year)
Cell phone protection
P
riority Pass Select membership
New benefits as of January 4, 2019

No bonus / $495
(Reduce AF to $350 with Citigold or Citi Private Bank)
No foreign transaction fees

Airlines/Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi / AAdvantage Platinum Select MasterCard
2x points: Restaurants, Gas
First checked bag free for you and four guests
Priority boarding privileges

10% rebate on American AAdvantage mile redemptions
60,000 miles / $3,000 / 3 months / $99*
No foreign transaction fees
Citi / AAdvantage Executive World Elite MasterCard
First checked bag free for you and eight guests
Priority boarding privileges
$100 Fee Credit for Global Entry or TSA Pre✓
American Airlines Admirals Club membership with guest privileges

75,000 miles / $7,500 / 3 months / $450
No foreign transaction fees
CitiBusiness / AAdvantage Platinum Select World MasterCard
2x miles: Gas, Phone, Car Rentals
First checked bag free for you and four guests
Priority boarding privileges
75,000 miles / $5,000 / 3 months / $99*
No foreign transaction fees

Cash

The Citi AT&T Access More Card has an interesting sign up bonus, a free phone. Check the link for more details, terms, and conditions.

Credit Card Signup Bonus / Spend / Time / Annual Fee
Citi Double Cash Card
2% cash back: All purchases
1% cash back when you make purchases + 1% cash back when you pay off your bill
$125 / $625 / 3 months / None
Signup bonus available via referral only

Fidelity

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Fidelity Rewards Visa Signature Card
2% cash back: All purchases
Cash back is deposited into a Fidelity brokerage account
$100 / $1,000 / 90 days / None

Penfed

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Penfed Pathfinder Rewards American Express Card
4x points: Travel (w/ Access America Checking)
3x points: Travel (w/o Access America Checking)
1.5x points: All other purchases
$100 yearly airline fee credit
$100 Fee Credit for Global Entry or TSA Pre✓
Points worth in the neighborhood of 1 cent each
25,000 points / $2,500 / 3 months / None

US Bank

Airlines/Hotels

Credit Card Signup Bonus / Spend / Time / Annual Fee
Club Carlson Premier Rewards Visa Signature Card
5x points: All purchases
40,000 points annually if you renew the card
Club Carlson Gold Elite status
85,000 points / $2,500 / 90 days / $75
Club Carlson Business Rewards Visa Card
5x points: All purchases
40,000 points annually if you renew the card
Club Carlson Gold Elite status
85,000 points / $2,500 / 90 days / $60

Wells Fargo

Cash

Credit Card Signup Bonus / Spend / Time / Annual Fee
Wells Fargo Propel World American Express Card
3x cash back: Airlines
2x cash back: Hotels
Points can be redeemed for cash at 1 cent per point value Points can be redeemed for cash at 1 cent per point value
$100 yearly airline fee credit
40,000 points / $3,000 / 3 months / $175*
No foreign transaction fees
Available in-branch or via phone only

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