This is a listing the best credit card bonus offers currently available.
Boldface: Temporarily increased bonus offer.
Subscript: Select benefits and other commentary.
*: Annual fee is waived the first year.
†: This offer may be targeted. Try opening the link in an incognito window.
American Express
Membership Rewards
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| American Express EveryDay Card† 2x points (U.S. only): Supermarkets Great for keeping your MR points from expiring if you choose to cancel the other MR cards below. |
25,000 MR / $2,000 / 3 months / None |
| American Express Blue Business Plus Card† 2x points: All purchases (up to $50,000/year) Great for keeping your MR points from expiring if you choose to cancel the other MR cards below. |
20,000 MR / $5,000 / 3 months / None |
| American Express Premier Rewards Gold Card† 3x points: Airfare purchased directly from airlines 2x points (U.S. only): Gas, Supermarkets, Restaurants $100 yearly airline fee credit |
50,000 MR / $2,000 / 3 months / $195* No foreign transaction fees |
| American Express Business Gold Rewards Card† 3x points: Choose one option below 2x points: All other options Category Options: Airfare purchased directly from airlines; (U.S. only): Advertising, Gas, Shipping, Computer |
75,000 MR / $5,000 / 3 months / $175* No foreign transaction fees |
| American Express Platinum Card 5x points: Airfare purchased directly from airlines $200 yearly airline fee credit $200 in monthly Uber credits ($15 Jan-Nov, $35 Dec) $100 Fee Credit for Global Entry or TSA Pre✓ Centurion Lounge Access and Priority Pass Select Membership |
60,000 MR / $5,000 / 3 months / $550 No foreign transaction fees |
| American Express Business Platinum Card $200 yearly airline fee credit $100 Fee Credit for Global Entry or TSA Pre✓ Centurion Lounge Access and Priority Pass Select Membership 50% points back when using Pay with Points through American Express Travel |
50,000 MR / $10,000 / 3 months / $450 or 75,000 MR / $20,000 / 3 months / $450 No foreign transaction fees |
Hotels
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Starwood Preferred Guest Card 6x points: Marriott hotels 2x points: All other purchases 1 free 35,000 point night annually if you renew the card Premium in-room internet and unlimited Boingo WiFi Marriott Silver status 15 nights toward elite status |
75,000 points / $3,000 / 3 months / $95* No foreign transaction fees |
| Starwood Preferred Guest Business Card 6x points: Marriott hotels 4x points: Gas, Restaurants, Cell Phone, Shipping 2x points: All other purchases 1 free 35,000 point night annually if you renew the card Premium in-room internet and unlimited Boingo WiFi Marriott Silver status 15 nights toward elite status |
100,000 points / $5,000 / 3 months / $95* No foreign transaction fees |
| Starwood Preferred Guest Luxury Card 6x points: Marriott hotels 3x points: Restaurants and Airfare purchased directly from airlines 2x points: All other purchases $300 SPG or Marriott statement credit every year of Card Membership 1 free 50,000 point night annually if you renew the card Marriott Gold Elite status Priority Pass Select Membership $100 Fee Credit for Global Entry or TSA Pre✓ Premium in-room internet and unlimited Boingo WiFi 15 nights toward elite status |
100,000 points / $5,000 / 3 months / $450 No foreign transaction fees |
Bank of America
CasH
The BankAmericard Travel Rewards Card earns 1.5% cash back on all purchases, but if you maintain a Merrill Edge brokerage account with $50,000 or $100,000, this rate increases to 2.25% or 2.625%, respectively, making it the best cash back card available. I highly recommend this credit card if you have the assets to boost the earnings rate to one of the higher tiers.
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| BankAmericard Travel Rewards Card 1.5%/2.25%/2.625% cash back: All purchases Points are redeemed against travel purchases only (min. $25) |
25,000 points / $1,000 / 90 days / None No foreign transaction fees |
| BankAmericard Premium Rewards Card 2%/3%/3.5% cash back: Travel 1.5%/2.25%/2.625% cash back: All other purchases $100 yearly airline incidental fee credit $100 Fee Credit for Global Entry or TSA Pre✓ (every 4 years) |
50,000 points / $3,000 / 90 days / $95 No foreign transaction fees |
Barclaycard
Cash
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Barclaycard Arrival Plus World Elite Mastercard 2x points: All purchases Points are redeemed against travel purchases only (min. $100) Points worth 1 cent each 5% rebate on points redemptions |
60,000 points / $5,000 / 90 days / $89 No foreign transaction fees |
Airlines
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Barclaycard AAdvantage Aviator Red World Elite Mastercard First checked bag free for you and up to four guests Preferred boarding privileges 10% of redeemed miles back up to 10,000 miles per year |
60,500 miles / First Purchase / 90 days / $95 No foreign transaction fees (Promotional Code: 627340) |
| Barclaycard AAdvantage Aviator Business Mastercard 2x points: Office Supplies, Telecom and Car Rentals First checked bag free for you and up to four guests Preferred boarding privileges 5% bonus on all miles earned each year |
60,000 miles / First Purchase / 90 days / $95 No foreign transaction fees |
| Barclaycard JetBlue Plus Mastercard 6x points: JetBlue 2x points: Restaurants and Grocery Stores First checked bag free for you and up to three guests 10% points back when redeemed 50% savings on in-flight purchases 5,000 points annually if you renew the card |
40,000 points / $1,000 / 90 days / $99 No foreign transaction fees |
| Barclaycard JetBlue Business Mastercard 6x points: JetBlue 2x points: Restaurants and Office Supply Stores First checked bag free for you and up to three guests 10% points back when redeemed 50% savings on in-flight purchases 5,000 points annually if you renew the card |
40,000 points / $1,000 / 90 days / $99 No foreign transaction fees |
Capital one
I’m still debating whether to list any Capital One cards here. They pull all three credit bureau reports when you apply, which I don’t like. For now, I’ll leave them out.
Chase
Ultimate Rewards
I don’t list the Chase Freedom or Ink Cash Cards on the airline-specific webpages because their signup bonuses are relatively small, and you can’t transfer their UR points to an airline unless you also have a Sapphire or Ink Plus card. With that said, they can still be useful to accrue points because they have 5x points categories (Freedom’s categories change every quarter) and come with no annual fee.
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Chase Sapphire Reserve Card 3x points: Travel, Dining $300 annual travel credit UR points worth 1.5 cpp when booking through Chase Ultimate Rewards Priority Pass Select Membership $100 Fee Credit for Global Entry or TSA Pre✓ Primary auto rental collision damage waiver |
50,000 UR / $4,000 / 3 months / $450 No foreign transaction fees |
| Chase Ink Preferred Business Card 3x points: Travel, Shipping, Internet, Phone, Cable, Advertising |
80,000 UR / $5,000 / 3 months / $95 First year annual fee waived if applying in branch No foreign transaction fees |
| Chase Sapphire Preferred Card 2x points: Travel, Dining Primary auto rental collision damage waiver |
50,000 UR / $4,000 / 3 months / $95 plus an additional 30,000 UR if you reach $20,000 in spend your first year No foreign transaction fees |
| Chase Ink Cash Business Card 5x points: Office Supplies, Phone, Cable 2x points: Gas, Restaurants |
50,000 UR / $3,000 / 3 months / None |
| Chase Ink Business Unlimited Card 1.5x points: All purchases |
50,000 UR / $3,000 / 3 months / None |
| Chase Freedom Unlimited Card 1.5x points: All purchases |
15,000 UR / $500 / 3 months / None |
| Chase Freedom Card 5x points: Rotating Categories |
15,000 UR / $500 / 3 months / None |
Airlines/Hotels
For the Chase hotel credit cards below, you can sometimes receive a better offer if you go to the hotel website and pretend you want to make a booking. Along the way or at the final checkout screen (before entering any payment information), you might see an ad with a better signup bonus. Hyatt, for example, will sometimes have the signup bonus except they’ll throw in an extra $50 statement credit. Give it a try if you’re interested.
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Chase Aer Lingus Visa Signature Card Earn 100,000 Avios total when you spend $20,000 in your first year |
50,000 Avios / $3,000 / 3 months / $95 plus an additional 25,000 Avios if you reach $10,000 in spend your first year and an additional 25,000 Avios if you reach $20,000 in spend your first year No foreign transaction fees |
| Chase British Airways Visa Signature Card Earn 100,000 Avios total when you spend $20,000 in your first year |
50,000 Avios / $3,000 / 3 months / $95 plus an additional 25,000 Avios if you reach $10,000 in spend your first year and an additional 25,000 Avios if you reach $20,000 in spend your first year No foreign transaction fees |
| Chase Iberia Plus Visa Signature Card Earn 100,000 Avios total when you spend $20,000 in your first year |
50,000 Avios / $3,000 / 3 months / $95 plus an additional 25,000 Avios if you reach $10,000 in spend your first year and an additional 25,000 Avios if you reach $20,000 in spend your first year No foreign transaction fees |
| Chase IHG Rewards Club Premier Card 10x points: IHG purchases 2x points: Gas, Groceries, Restaurants 1 free Category 7 night annually if you renew the card IHG Platinum Elite status 4th night free on award stays of 4 or more nights 20% discount when purchasing points $100 Fee Credit for Global Entry or TSA Pre✓ |
100,000 Points / $3,000 / 3 months / $89 No foreign transaction fees $50 statement credit 5,000 points for AU purchase |
| Chase Southwest Airlines Rapid Rewards Plus Card Earn 110,000 points in a year to earn a Companion Pass 3,000 points annually if you renew the card |
40,000 points / $1,000 / 3 months / $69 |
| Chase Southwest Airlines Rapid Rewards Premier Card Earn 110,000 points in a year to earn a Companion Pass 6,000 points annually if you renew the card |
40,000 points / $1,000 / 3 months / $99 No foreign transaction fees |
| Chase Southwest Airlines Rapid Rewards Premier Business Card Earn 110,000 points in a year to earn a Companion Pass 6,000 points annually if you renew the card |
60,000 points / $3,000 / 3 months / $99 No foreign transaction fees |
| Chase Southwest Airlines Rapid Rewards Priority Card Earn 110,000 points in a year to earn a Companion Pass 7,500 points annually if you renew the card $75 annual Southwest travel credit Four Upgraded Boardings per year 20% back on in-flight drinks, Wi-Fi, messaging, and movies |
40,000 miles/ $1,000 / 3 months / $149 plus an additional 25,000 miles if you reach $15,000 in spend your first year No foreign transaction fees |
| Chase United MileagePlus Explorer Card $100 statement credit First checked bag free for you and one guest Priority boarding privileges Two United Club passes annually Primary auto rental collision damage waiver |
50,000 miles / $3,000 / 3 months / $95* No foreign transaction fees |
| Chase United MileagePlus Explorer Business Card 2x miles: Office Supplies, Gas, Restaurants First checked bag free for you and one guest Priority boarding privileges Two United Club passes annually |
50,000 miles / $3,000 / 3 months / $95* No foreign transaction fees $50 statement credit |
| Chase World of Hyatt Card 4x points: Hyatt purchases 2x points: Restaurants, Airfare purchased directly from airlines, Local Transit/Commuting, Gym Memberships 1 free Category 1-4 night annually if you renew the card Hyatt Discoverist status |
40,000 Points / $3,000 / 3 months / $95 plus an additional 20,000 Points if you reach $6,000 in spend your first six months No foreign transaction fees |
Citibank
Thankyou Points
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Citi ThankYou Premier Card 3x points: Travel, Gas 2x points: Restaurants, Entertainment Points can be redeemed at 1.25 cents per point value on airfare |
60,000 TYP / $4,000 / 3 months / $95* No foreign transaction fees |
| Citi ThankYou Prestige Card 3x points: Airfare, Hotels 2x points: Restaurants, Entertainment $250 annual air travel credit $100 Fee Credit for Global Entry or TSA Pre✓ 4th night free hotel benefit Points can be redeemed at 1.25 cents per point value on airfare Priority Pass Select membership |
No bonus / $450 (Reduce AF to $350 if you sign up in-branch) No foreign transaction fees |
Airlines/Hotels
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Citi / AAdvantage Platinum Select MasterCard 2x points: Restaurants, Gas First checked bag free for you and four guests Priority boarding privileges 10% rebate on American AAdvantage mile redemptions |
60,000 miles / $3,000 / 3 months / $99* No foreign transaction fees |
| Citi / AAdvantage Executive World Elite MasterCard First checked bag free for you and eight guests Priority boarding privileges $100 Fee Credit for Global Entry or TSA Pre✓ American Airlines Admirals Club membership with guest privileges |
75,000 miles / $7,500 / 3 months / $450 No foreign transaction fees |
| CitiBusiness / AAdvantage Platinum Select World MasterCard 2x miles: Gas, Phone, Car Rentals First checked bag free for you and four guests Priority boarding privileges |
75,000 miles / $5,000 / 3 months / $99* No foreign transaction fees |
Cash
The Citi AT&T Access More Card has an interesting sign up bonus, a free phone. Check the link for more details, terms, and conditions.
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Citi Double Cash Card 2% cash back: All purchases 1% cash back when you make purchases + 1% cash back when you pay off your bill |
$150 / $500 / 3 months / None |
Fidelity
Cash
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Fidelity Rewards Visa Signature Card 2% cash back: All purchases Cash back is deposited into a Fidelity brokerage account |
$100 / $1,000 / 90 days / None |
Penfed
Cash
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Penfed Pathfinder Rewards American Express Card 4x points: Travel (w/ Access America Checking) 3x points: Travel (w/o Access America Checking) 1.5x points: All other purchases $100 yearly airline fee credit $100 Fee Credit for Global Entry or TSA Pre✓ Points worth in the neighborhood of 1 cent each |
25,000 points / $2,500 / 3 months / None |
US Bank
Airlines/Hotels
| Credit Card | Signup Bonus / Spend / Time / Annual Fee |
| Club Carlson Premier Rewards Visa Signature Card 5x points: All purchases 40,000 points annually if you renew the card Club Carlson Gold Elite status |
85,000 points / $2,500 / 90 days / $75 |
| Club Carlson Business Rewards Visa Card 5x points: All purchases 40,000 points annually if you renew the card Club Carlson Gold Elite status |
85,000 points / $2,500 / 90 days / $60 |
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