How To Earn 5x Points (Almost) Everywhere

5x Points: Office Supplies, Cell Phone, Cable, PayPal Digital Gifts via ebay Limits: $50,000 per cardmember year Cell Phone & Cable This one is obvious, but autopay your phone and cable bills from your Ink card. Office Supply Stores This is less obvious, but office supply stores such as Staples and Office Depot sell gift cards to many other … Read more

Which Credit Card to Get & Saving Miles with Geography

If you’ve been poking around this website, you’ve probably already seen the page Which Credit Card Should I Get?, but it’s been a work-in-progress, and I’ve finally finished it. Go ahead and take a look if you haven’t already. For those of you who aren’t new to this game, I’ve also included a reference toward the bottom … Read more

Searching With American Airlines

Note: Read the primer on Using Miles if you have not already. Note: American’s search engine shows flights on American, Alaska, British, Cape Air, Cathay Pacific, Fiji, Finnair, Hawaiian, Iberia, JAL, Malaysia, Qatar, Royal Jordanian, S7, Seaborne, and Sri Lankan. For Oneworld availability on other carriers (e.g. Cathay Pacific), skip to Searching With British Airways. … Read more

Searching With British Airways

Note: Read the primer on Using Miles if you have not already. British Airways Avios is a distance-based rewards program. Single-partner awards are priced out segment-by-segment, meaning if your trip is actually made up of two flights with one connection, you pay for each flight individually according to the charts below. All single-partner awards price … Read more

How To Save Miles By Knowing Your Geography

Where are the Canary Islands? I mean, they’re technically part of Spain, but they’re off the coast of Morocco. So… what do you think? The point here is that none of the airlines agree with each other either. American Airlines, for example, considers them to be part of Europe, while United Airlines thinks they are in … Read more

Searching With United Airlines

Note: Read the primer on Using Miles if you have not already. Note: If you are specifically looking for a partner award that includes Shenzhen Airlines, skip to Searching With Aeroplan below. Keep in mind that, due to United’s recent devaluation and poor IT support, you may have trouble getting any awards that include these … Read more

How To Meet Minimum Spend Requirements

This is a collection of methods to help meet minimum spending requirements that don’t require Manufactured Spend. MS is a more advanced topic that merits its own discussion. Plan ahead for large purchases. Time your credit card applications with events such as a home remodel, buying new furniture, making a car down payment, or even a yearly insurance bill coming due. … Read more

How To Earn A Signup Bonus Multiple Times

What’s better than earning a credit card signup bonus? Doing it again. And again. Some banks allow you to earn their signup bonuses multiple times for the exact same card, but the rules for this vary with every bank. To make things easier, I’ve listed major credit card issuers with churn-worthy cards below, along with their rules regarding this practice. And although … Read more

Tips & Tricks

Which Credit Card Should I Get? – One of the most popular questions asked – here’s my take on it. How To Meet Minimum Spend Requirements – Because maybe I’m not spending $5,000 in the next 3 months. How To Manufacture Spend – Spending money without really spending money. How To Earn 5x Points (Almost) Everywhere – Leveraging … Read more

How To Keep Airline Miles From Expiring

Let’s assume you’re not flying anywhere soon or planning any big redemptions, but you need to keep your miles from expiring. First, let’s review the expiration policies for the airlines covered on this website: Airline Expiration Policy American Airlines 18 months of no earning or redeeming miles British Airways 36 months of no earning or redeeming miles … Read more